Insurance

Coverage

Application

Insurance Premium Rate

(% of total annual wages)

Remarks

Employer

Employee

Workers’ accident compensation insurance

Benefits as necessary in conjunction with worker’s accident, illness, disability, or death attribute to a cause occurring on the job or during the individual’s commute to work

Mandatory for all employees

0.5%

(Office works)

・Certain employers can optionally join

・Premium rate varies by industry

Employment Insurance

Benefits as needed when workers lose their jobs

Mandatory for all regular employees as well as part-time-employees who works more than 20hrs per week

1.15%

0.8%

・Dispatched employees from the overseas HQ who are supposed to leave Japan after the assignment is over are not required to join.

Health & Nursing care insurance

Benefits to insured persons and their dependents for injuries, illness, or death due to causes outside the workplace or for child birth

All regular employees in corporation as well as employers. Part time employees who work more than 30hrs per week in corporation.

4.1％ (4.725% for more than or equal to 40yrs old employees)

4.1％ (4.725% for more than or equal to 40yrs old employees)

・Upper-limits exist for the premium payment

・The premium rates here are of the government-run systems.

Employee pension

Benefits to insured persons with respect to old age, disability, and death

All regular employees in corporation as well as employers. Part time employees who work more than 30hrs per week in corporation.

7.l44％

7.144％

・Upper-limits exist for the premium payment

・Partial refund available for non-Japanese when leaving

Total

12.894%

(13.519% for　more than or equal to 40yrs old employees)

12.044%

(12.669% for more than or equal to 40yrs old employees)